Dear SPOCs,
We have been receiving references on debiting the interest instead of crediting

This because of the following

1. In some accounts, transactions ( Debit) were done in FY 2016-17 with value date falls in FY 2015-16 . This caused minus / difference in balances from that value date.
2. In some other accounts, SBCO made entries by using HIARM (Interest Adjustment Register Maintenance)

In such cases, excess paid interest during last Financial year is adjusted and difference of interest is recovered

So, before taking up such clarifications / doubt with helpdesk / CEPT teams, please cross check in HACLI ( Ledger Inquiry) and with SBCO

Thanks & regards,
CEPT - FSI Team