ATM Card Skimming/Cloning at DOP ATM site in Delhi and UP

ATM Card Skimming/Cloning at DOP ATM site in Delhi and UP 

ATM Card Skimming / Cloning at Delhi & Uttar Pradesh
F.No. 25-06/2017-FS-CBS dated 29th May 2018

SOP FOR ATM AMOUNT POSTING

SOP FOR ATM AMOUNT POSTING


Login in SAP
Execute the command F-02
DOCUMENT DATE- Type Document Date
COMPANY CODE-DOPI
CURRENCY/RATE–INR
TYPE-SK
PSTKY-40
ACCOUNT-4867100030

Thanks to Durgesh Gupta, System Admin Mandla HO, Mobile 9753443856

Unauthorized entry in Finacle shall be treated as violation of rules

Dear Team(s),

Kindly see the gist of issues faced yesterday and kindly update the users with the information in the attachment . Kindly update the users on the importance of Office Accounts and utmost care is to be taken while dealing with these office accounts to avoid issues by following the correct procedure.

Erroneous data entry in office account SOLID plus 0382 at Kollam HO in Kerala Circle.

Erroneous data entry in office account SOLID plus 0382 at 11000300 in Delhi Circle.

The users instead of entering the HO office account is entering the office account of a sub office and while trying to realize face this error. Such cases shall definitely be reported to the Divisional office and the erring users reprimanded since condoning these errors will lead to frauds in future with similar errors. Kindly update the users on the following since this issue will figure in ICO(SB) inspection reports also if not looked into by the Postmasters of the concerned Hos.

No transfer entry should be made in any clearing Office Account from any other Office Account.

Point 7 SB order 5/2016 dated 21.06.2016 states that any unauthorized entry into any Office

Account shall be treated as violation of rules and official will be liable for disciplinary action.

1. 0340(Postmaster’s Account): It should be credit balance only.

2. 0017 (Outward Clearing A/c): It should be Zero balance.

3. 0101(Inward Clearing A/cPOSB cheque Debit to be given): It should be credit balance.

4. 0408(Pension upload account): It should be Debit balance only.

5. 0409(Salary upload account): It should be Debit balance only.

6. 0410(DBT Upload account): It should be Debit balance only.

7. 0382 (Subsequent deposit): It should be Zero balance only.

8. 0385(Money order upload account):It should be Debit balance only.

9. 0387 (Reinvestment A/c): It should be Zero balance only.

10. 0098 ECS Debit & credit Account: It should be Credit balance only.

11. 0322PPF Transit account: It could be either Debit/Credit balance.

12. 0339Branch office settlement account: It could be either Debit/Credit balance.

13. 0006ATM cash account: It should be Debit balance only.

14. Also 0336 account needs to be checked whether any wrong debit is done for TTUM upload.

HTTUM LOT available should be checked with accounted figure for the uploaded date.

Had the check in respect of item no 7 above is done in the HO this issue would have been identified on 16.04.2018 itself. Kindly update the Divisions on the issue. The maker and Checker shall strictly be instructed that while doing financial transactions they have to be very careful. The error clearly shows that both the maker and checker have failed miserably in their work.

Irregular cash loading transactions at Thal SO 40220701 in Maharashtra Circle

Instead of debiting SOLID plus 0017 the user debited ATM account SOLID plus 0006 for opening a SSA account. The errors happened on 16.09.2017, 31.10.2017, 10.11.2017. One Supervisor or SPM has to generate the ledger copy of this office account SOLID plus 006 or view HACLINQ of this office account and cross verify if any transaction other than ATM transactions is routed through this office account. Had this been done these issues can be settled on the very day itself so that the issue need not be reported by ATM Unit Bangalore for rectifying the same.


With warm regards,
N. Sivakumar
Dear Team(s),

Kindly see the gist of issues faced yesterday and kindly update the users with the information in the attachment . Kindly update the users on the importance of Office Accounts and utmost care is to be taken while dealing with these office accounts to avoid issues by following the correct procedure.

Erroneous data entry in office account SOLID plus 0382 at Kollam HO in Kerala Circle.

Erroneous data entry in office account SOLID plus 0382 at 11000300 in Delhi Circle.

The users instead of entering the HO office account is entering the office account of a sub office and while trying to realize face this error. Such cases shall definitely be reported to the Divisional office and the erring users reprimanded since condoning these errors will lead to frauds in future with similar errors. Kindly update the users on the following since this issue will figure in ICO(SB) inspection reports also if not looked into by the Postmasters of the concerned Hos.

No transfer entry should be made in any clearing Office Account from any other Office Account.

Point 7 SB order 5/2016 dated 21.06.2016 states that any unauthorized entry into any Office

Account shall be treated as violation of rules and official will be liable for disciplinary action.

1. 0340(Postmaster’s Account): It should be credit balance only.

2. 0017 (Outward Clearing A/c): It should be Zero balance.

3. 0101(Inward Clearing A/cPOSB cheque Debit to be given): It should be credit balance.

4. 0408(Pension upload account): It should be Debit balance only.

5. 0409(Salary upload account): It should be Debit balance only.

6. 0410(DBT Upload account): It should be Debit balance only.

7. 0382 (Subsequent deposit): It should be Zero balance only.

8. 0385(Money order upload account):It should be Debit balance only.

9. 0387 (Reinvestment A/c): It should be Zero balance only.

10. 0098 ECS Debit & credit Account: It should be Credit balance only.

11. 0322PPF Transit account: It could be either Debit/Credit balance.

12. 0339Branch office settlement account: It could be either Debit/Credit balance.

13. 0006ATM cash account: It should be Debit balance only.

14. Also 0336 account needs to be checked whether any wrong debit is done for TTUM upload.

HTTUM LOT available should be checked with accounted figure for the uploaded date.

Had the check in respect of item no 7 above is done in the HO this issue would have been identified on 16.04.2018 itself. Kindly update the Divisions on the issue. The maker and Checker shall strictly be instructed that while doing financial transactions they have to be very careful. The error clearly shows that both the maker and checker have failed miserably in their work.

Irregular cash loading transactions at Thal SO 40220701 in Maharashtra Circle

Instead of debiting SOLID plus 0017 the user debited ATM account SOLID plus 0006 for opening a SSA account. The errors happened on 16.09.2017, 31.10.2017, 10.11.2017. One Supervisor or SPM has to generate the ledger copy of this office account SOLID plus 006 or view HACLINQ of this office account and cross verify if any transaction other than ATM transactions is routed through this office account. Had this been done these issues can be settled on the very day itself so that the issue need not be reported by ATM Unit Bangalore for rectifying the same.


With warm regards,
N. Sivakumar
CEPT EOD SUPPORT TEAMCEPT EOD SUPPORT TEAM

Steps taken for smooth functioning of POSB Operations and prevention of frauds in CBS Offices


A Short note about IPPB to know everyone

1.The Administrative unit (comprising of Senr/chief/Branch/Area/Territory ) purely from IPPB
(Directly recruited & Deputed from DOP) and there will be 750 Hqtrs /branches (selected HOs) for IPPB
2.The operative work will be carried out by the officials working in the 1.55 POs (810 HOs+24,750SOs+1,30,000BOs)

3.For Desktop IPPB operation (Postal Asst) one exclusive Finacle version is separately prepared

3.For doorstep banking through Delivery staffs (Postman /GDS MD) a simplified Smart phone APP is available along with finger print scanner and mini printer 

4.All the IPPB transactions(Acc opening /deposit /wdls) are paperless.
ie.
  • NO Account opening form NO passbook 
  • NO pay in slip 
  • NO wdl form
5.There will be no ATM card but QR (Quick response )Cards for IPPB acc.

6. Only 2 own products (Savings & current accounts ) are served by IPPB but there is no limit for the no of 3rd party products 

7.At the end of day, the total balance of both the accounts(saving &current ) should not exceed Rs 1,00,000 combinedly
8.The delivery staffs has to use micro ATMs which is nothing but Smart phone with IPPB app. In the case of postman, the POSTMAN app may be installed in the IPPB smart phone 

9.The amont in IPPB can be used for Bills payments /money remittance /fund transfer to POSB acc& other bank Accs like NEFT/RTGS/etc 

10.The subsidies will be credited in the concerned IPPB acc

11.The DOP has to provide Offfice space,electric point,network and of course its staff for the 100%operative work for IPPB. 

12.The IPPB will provide Incentive to both the delivery staff and the DOP but only a mere amt.

13. AADHAAR will be a mandatory document for opening IPPB 

14.There is no provision for messenger as the depositor has to record his finger print impression for each and every transaction 

15.AML/CFT norms should be strictly followed

16.Most probably there won't much role of supervisor in IPPB 

17.The Regulating authorities for IPPB are PBI (DOP) and the RBI..

18.The end user trg for around 5 days per batch may commence from 16th April 

19.Last but not least, ofcourse there is target for both acc opening /transaction

SB Order 05/2018 : Mandatory use of Savings Account for credit of maturity/premature/interest value of various POSB schemes is withdrawn

SB Order No.05/2018 dated 02.04.2018
F.No.113-02/2015-SB
Mandatory use of Savings Account for Credit of Maturity/premature value of various POSB Schemes & monthly / Quarterly/yearly interest in case of MIS/SCSS/TD accounts and investments -regarding




ATM : Migration of Magnetic Stripe cards to EMV chip and Pin Cards as mandated by RBI

Department of Posts F.No.25-06/2018-FS-CBS(pt.2) dated 28.03.2018
Sub : Regarding Migration of Magnetic Stripe cards to EMV Chip and Pin Cards as mandated by RBI

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