Office Account
Description
|
Account number i.e SOL
ID number followed by following last digits( for example if SOL ID is 78100100,
the office account number will be 78001000405,0339 etc.)
|
Purpose for which
account is to be used
|
Process to be
followed
|
Vault
Account
|
0406
|
For entering transfer
of cash received or returned to Treasurer by each
teller(counter)
|
At the start of day's
operations, each Counter PA has to credit this Vault Account and Debit his
Teller Account. Supervisor/SPM has to verify this Transaction ID. At the end of
the day, each Counter PA will tally his cash with balance in the account and
credit this account for the whole cash and debit Vault Account to make Teller
Cash Account as Zero. Supervisor/SPM has to verify this Transaction and will be
responsible for making all Teller Accounts as Zero before leaving the
offices.
|
BO Settlement
Account
|
0339
|
For entering
transactions received from Bos duly entered in BO Daily Account. At present this
is a common account for all Bos and all schemes. In future, on the day of go
live, separate office account number for each BO and each scheme i.e SB, RD and
TD will be intimated to the post office having BOs and user has to select the
relevant BO office account while posting BO transaction. Detailed process of BOs
will be circulated separately.
|
One Supervisor/SPM
should take print out of the ledger copy of this account by invoking HACLPOA and
tally all the credit and debit entries with the BO Summery on daily
basis.
|
Post Masters cheque
account
|
0340
|
For credit of maturity
Value+Interest or premature value+Interest to be paid through Postmaster
Cheque(to be selected as re-payments account when payment is to be made by
Postmaster Cheque to customers)
|
One Supervisor/SPM
should take print out of the ledger copy of this account by invoking HACLPOA and
tally all the credit entries with the Postmaster Cheques issued against the
maturity on daily basis.
|
New Account opening
RD/TD/MIS/SCSS/PPF/Certificates by other bank
Cheque.
|
0382
|
For lodging of non POSB Cheques in case
of opening of new accounts of RD/TD/MIS/SCSS/PPF and purchase of certificates.
After clearance, amount will be credited into this account. After Clearing,
while opening accounts, amount to be debited/withdrawn from this account and
credited/deposited in the concerned account of
customer.
|
Total amount credited in this account
and debited from this account should be cross verified by one Supervisor/SPM by
taking print out of the ledger copy of this account by invoking HACLPOA with the
SB Clearance taken into HO Summery or SO Daily Account. Supervisor has to ensure
that balance at the end of each day in this account is Zero i.e against all the
credits received after clearance, amount should be debited from this account and
concerned accounts are credited.
|
Money Order transfer
Account
|
0385
|
Any amount received/to be paid by
SBMO/MO is to be debited/withdrawn or credited/deposited from this
account.
|
Total debit and credit in this account
should be cross verified by one Supervisor/SPM with MO Issue or MO Paid branch
on daily basis by taking print out of the ledger copy of this account by
invoking HACLPOA.
|
Deposit Reinvestment
Account
|
0387
|
In case, depositor wants re-investment
from one scheme's maturity value to another scheme, total maturity
value+interest should be credited/deposited under this account and then amount
to be invested should be debited/withdrawn from this account and
credited/deposited in the concerned new account. Remaining amount can be paid by
cash from this account to the customer.
|
One Supervisor/SPM should take print
out of the ledger copy of this office account by invoking HACLPOA and cross
verify all debits and credits with corresponding re-investment entries in the
LOTs on daily basis. Supervisor has to ensure that balance at the end of each
day in this account is Zero i.e against all the credits entered for
re-investment, amount should be debited from this account and concerned accounts
are credited or remaining amount is paid.
|
RD DEFAULT
FEE Account
|
0384
|
For credit/debit of RD Default fee
collected or refunded.
|
If this account is used for credit or
refund of default fee in any case, ledger copy of this account is to be taken by
one Supervisor or SPM and tally with the RD
LOT.
|
PPF
Transit Account
|
0322
|
To be used for credit/debit the amount
received/paid from/to Bank on account of transfer in/out of PPF Account and then
debit/credit this account and credit/debit customer PPF
Account.
|
When any PPF Account is transferred out
or in from Bank or Non-CBS post office, debit or credit will be made in this
account. Whenever any PPF Account transfer is invoked, one Supervisor or SPM has
to take print out of ledger copy of this account and tally with PPF LOT against
corresponding entry of closure and opening.
|
SCSS
Transit Account
|
0437
|
To be used for credit/debit the amount
received/paid from/to Bank or Non CBS Post Office on account of transfer in/out
of SCSS Account and then debit/credit this account and credit/debit customer
SCSS Account.
|
When any SCSS Account is transferred
out or in from Bank or Non-CBS post office, debit or credit will be made in this
account. Whenever any PPF Account transfer is invoked, one Supervisor or SPM has
to take print out of ledger copy of this account and tally with SCSS LOT against
corresponding entry of closure and opening.
|
Sundry
Deposit SCSS - Interest payments
|
0338
|
For paying quarterly interest in case
of SCSS
|
It is a pointing account and while
paying interest, counter PA and Supervisor has to ensure that SCSS Account
number is entered in the Reference number field. Otherwise transaction will not
be reflected in LOT.
|
SUNDRY
DEPOSIT TD Interest payment
|
0335
|
For paying yearly interest in case of
TD
|
It is a pointing account and while
paying interest, counter PA and Supervisor has to ensure that TD Account number
is entered in the Reference number field. Otherwise transaction will not be
reflected in LOT.
|
SUNDRY
DEPOSIT MIS Interest payment
|
0337
|
For paying monthly interest in case of
MIS
|
It is a pointing account and while
paying interest, counter PA and Supervisor has to ensure that MIS Account number
is entered in the Reference number field. Otherwise transaction will not be
reflected in LOT.
|
Clearing Cr.. A/C. Outward Clearing
Account
|
0017
|
For lodging of cheques presented by
MPKBY Agents with LOT and subsequent deposit in RD and PPF at
Counter.
|
One Supervisor or SPM has to take print
out of ledger copy of this account and cross verify the amount of remittance to
Bank or HO on daily basis.
|
Clearing Dr. A/c. Inward
Clearing
|
0101
|
For giving clearance of POSB cheque
received for clearing.
|
One Supervisor or SPM has to take print
out of ledger copy of this account and cross verify the amount of drawn from
Bank or received from HO on daily basis.
|
ECS Suspense
Account
|
0098
|
For credit of MIS/SCSS interest on due
date and debit on the day of clearance.
|
One Supervisor or SPM has to take print
out of ledger copy of this account and cross verify the amount with ECS LOT and
drawn from Bank or received from HO on daily
basis.
|
Outward
Credit ECS Settlement Account
|
0096
|
For outward ECS Cr. After receipt of
clearance.
|
One Supervisor or SPM has to take print
out of ledger copy of this account and cross verify the amount of remittance to
Bank or HO on daily basis.
|
Outstation
Cheque Clearing
|
0110
|
For Dr. Outstation Cheque clearing
advice amount
|
One Supervisor or SPM has to take print
out of ledger copy of this account and cross verify the amount of remittance to
Bank or HO on daily basis.
|
Pension
Upload Account (Dr.)
|
0408
|
For credit of Pension (Postal, Telecom,
Railways)
|
For crediting pension in multiple
accounts, this account is to be debited. One Supervisor or SPM has to take print
out of Ledger Copy of this account at the end of the day and tally the total
amount debited with the Pension credit shown in HO Summery or SO Daily
Account.
|
Salary
Upload Account (Dr.)
|
0409
|
For credit of
Salary
|
For crediting salary in multiple
accounts, this account is to be debited. One Supervisor or SPM has to take print
out of Ledger Copy of this account at the end of the day and tally the total
amount debited with the Salary credit shown in HO Summery or SO Daily
Account.
|
DBT Upload
Account (Dr.)
|
0410
|
For credit of NREGA, Old
Age/Disabled/Widow Pension and other Govt.
benefits.
|
For crediting Government Benefits under
DBT in multiple accounts, this account is to be debited. One Supervisor or SPM
has to take print out of Ledger Copy of this account at the end of the day and
tally the total amount debited with the DBT amount credit shown in HO Summery or
SO Daily Account.
|
Discontinued Scheme
Accounts
| |||
Office Accounts to be
used for payment of Principal Amount Invested
| |||
For Payment
of principal
|
0138
|
MAHILA SAMRIDHI YOJNA
(MSY)
|
The procedure for payment of principal amount of discontinued schemes
to be followed is :
Invoke HTM in counter PA login. Select the relevant office account as debit account and enter the old registration number or old account number in Ref. No. column in the main screen. Select 'A - Additional Part Transaction Details'. Click on 'GO'. In 'Transaction Maintenance - Minor Subsidiaries Details' screen, don't enter anything in start amt. field and end amt. field. In Ref. No. enter the old registration number or old account number. In Filter, select 'U - Unresponded' and click on 'GO'. Then, the details will be displayed. Enter the amount and click on Accept.
Supervisor has to verify this
transaction and Discharge Journal has to be prepared manually.
Amount paid can be verified from Office
Account LOT or Discontinued Scheme LOT.
Amount is either to be paid by
Postmaster Cheque or Credit into savings account. No cash payment should be
made.
For payment through Postmaster Cheque,
In HTM
screen, click on ADD and then select ‘Credit’ option.
Enter
Postmaster Cheque account 0340 (for issuing Postmaster
cheque).
For credit into Post Office Savings
Account, In HTM
screen, click on ADD and then select ‘Credit’ option.
Enter
the SB account number if customer is having any SB account in any CBS Post
Office.
.
|
For Payment
of principal
|
0139
|
FD 5
YEARS
| |
For Payment
of principal
|
0140
|
COMPULSORY DEPOSIT SCHEME
1963
| |
For Payment
of principal
|
0141
|
5 YEARS
CTD
| |
For Payment
of principal
|
0142
|
10 YEARS
CTD
| |
For Payment
of principal
|
0143
|
15 YEARS
CTD
| |
For Payment
of principal
|
0144
|
INDIRA VIKAS
PATRAS
| |
For Payment
of principal
|
0145
|
NATIONAL DEVELOPMENT
BONDS
| |
For Payment
of principal
|
0146
|
10 YEARS
SSC
| |
For Payment
of principal
|
0147
|
NATIONAL DEFENCE CERTIFICATE
12Y
| |
For Payment
of principal
|
0148
|
10 YEARS DEFENCE DEPOSIT
CERTIFICATES.
| |
For Payment
of principal
|
0149
|
NATIONAL SAVINGS ANNUITY
CERTIFICATES
| |
For Payment
of principal
|
0150
|
12 YEARS NATIONAL PLAN SAVINGS
CERTIFICA
| |
For Payment
of principal
|
0151
|
10 YEARS NATIONAL PLAN SAVINGS
CERTIFICA
| |
For Payment
of principal
|
0152
|
12 YEARS NATIONAL SAVINGS
CERTIFICATES
| |
For Payment
of principal
|
0153
|
7 YEARS NATIONAL SAVINGS
CERTIFICATE
| |
For Payment
of principal
|
0154
|
5 YEAR NATIONAL SAVINGS
CERTIFICATES
| |
For Payment
of principal
|
0155
|
NSC 1ST
ISSUE
| |
For Payment
of principal
|
0156
|
NSC
II-ISSUE
| |
For Payment
of principal
|
0157
|
NSC (
III-ISSUE)
| |
For Payment
of principal
|
0158
|
NSC (
IV-ISSUE)
| |
For Payment
of principal
|
0159
|
NSC (
V-ISSUE)
| |
For Payment
of principal
|
0160
|
NSC
(VI-ISSUE)
| |
For Payment
of principal
|
0161
|
NSC
(VII-ISSUE)
| |
For Payment
of principal
|
0162
|
10 YEARS NSC I
ISSUE
| |
For Payment
of principal
|
0163
|
5 YEAR PO CASH
CERTIFICATES
| |
Office
Accounts to be used for Payment of Interest (if any) to be calculated
manually.
| |||
For Payment
of Interest
|
0411
|
INTEREST ON10 YEARS
CTD
|
The procedure for payment of principal amount of discontinued schemes
to be followed is :
Calculate Interest amount manually
Invoke HTM in counter PA login. Select the relevant office account as debit account and enter the old registration number or old account number in Ref. No. column in the main screen. Select 'A - Additional Part Transaction Details'. Click on 'GO'. In 'Transaction Maintenance - Minor Subsidiaries Details' screen, enter amount of interest calculated manually in start amt. field and end amt. field. In Ref. No. enter the old registration number or old account number. Supervisor has to verify this transaction and Discharge Journal has to be prepared manually.
Amount paid can be verified from Office
Account LOT or Discontinued Scheme LOT.
Amount is either to be paid by
Postmaster Cheque or Credit into savings account. No cash payment should be
made.
For payment through Postmaster Cheque,
In HTM
screen, click on ADD and then select ‘Credit’ option.
Enter
Postmaster Cheque account 0340 (for issuing Postmaster
cheque).
For credit into Post Office Savings
Account, In HTM
screen, click on ADD and then select ‘Credit’ option.
Enter
the SB account number if customer is having any SB account in any CBS Post
Office.
|
For Payment
of Interest
|
0412
|
INTEREST ON15 YEARS
CTD
| |
For Payment
of Interest
|
0413
|
INTEREST ON FD 5
YEARS
| |
For Payment
of Interest
|
0414
|
INTEREST ON 10 YEARS
SSC
| |
For Payment
of Interest
|
0415
|
INTEREST ON NATIONAL DEFENCE
CERTIFICATE
| |
For Payment
of Interest
|
0416
|
INTEREST ON 10 YEARS DEFENCE DEPOSIT
CER
| |
For Payment
of Interest
|
0417
|
INTEREST ON NATIONAL SAVINGS ANNUITY
CER
| |
For Payment
of Interest
|
0418
|
INTEREST ON MAHILA SAMRIDHI YOJNA
(MSY)
| |
For Payment
of Interest
|
0419
|
INTEREST ON COMPULSORY DEPOSIT SCM
1963
| |
For Payment
of Interest
|
0420
|
INTEREST ON INDIRA VIKAS
PATRAS
| |
For Payment
of Interest
|
0421
|
INTEREST ON NATIONAL DEVELOPMENT
BONDS
| |
For Payment
of Interest
|
0422
|
INTEREST ON 12 YR NAT PLAN SAVING
CERTI
| |
For Payment
of Interest
|
0423
|
INTEREST ON 10 YEAR NAT PLAN SAVING
CERT
| |
For Payment
of Interest
|
0424
|
INTEREST ON 12 YEARS NAT SAVING
CERTI
| |
For Payment
of Interest
|
0425
|
INTEREST ON 7 YEARS NAT SAVING
CERTI
| |
For Payment
of Interest
|
0426
|
INTEREST ON 5 YEAR NATIONAL SAVINGS
CERT
| |
For Payment
of Interest
|
0427
|
INTEREST ON NSC 1ST
ISSUE
| |
For Payment
of Interest
|
0428
|
INTEREST ON NSC
II-ISSUE
| |
For Payment
of Interest
|
0429
|
INTEREST ON NSC (
III-ISSUE)
| |
For Payment
of Interest
|
0430
|
INTEREST ON NSC (
IV-ISSUE)
| |
For Payment
of Interest
|
0431
|
INTEREST ON NSC (
V-ISSUE)
| |
For Payment
of Interest
|
0432
|
INTEREST ON NSC
(VI-ISSUE)
| |
For Payment
of Interest
|
0433
|
INTEREST ON NSC
(VII-ISSUE)
| |
For Payment
of Interest
|
|||
0434
|
INTEREST ON 10 YEARS NSC I
ISSUE
|
||
0435
|
INTEREST ON 5 YEAR PO CASH
CERTIFICATES
|
||
0436
|
INTEREST ON 5 YEARS
CTD
|
2 Comments
Vault account no. is 0406 and not 0405
ReplyDeleteThanks a lot
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